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Aetna Health Insurance (Aetna)


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Aetna offers a broad range of health insurance plans to suit your situation. Whether you're a college student, a parent, or heading into retirement, Aetna has a health coverage option for you.

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Aetna Health Plans

Aetna offers a wide range of products and coverage solutions to provide comprehensive coverage no matter what your budget. Here are some options (plans offered vary from state to state):

Aetna HMO plans

In-network options keep premiums down by requiring you to stay within a network of providers. Referrals are required. Featured Aetna in-network products include:

  • Aetna HMO Plan
  • Aetna Elect Choice "EPO" Plan
  • Aetna Value Network HMO Plan

Aetna PPO Plans

In- and out-of-network plans don't require referrals. Premiums are fairly low, depending on the size of deductible you're willing to pay. Aetna PPO options include:

  • Aetna Managed Choice
  • Aetna PPO Plans (deductibles $500 to $5000)

Consumer Directed Health Plans from Aetna

These solutions allow you to save for your own healthcare in a tax-free Health Savings Account (HSA). A high-deductible plan with the HSA protects you against large health costs.

  • Managed Choice High-Deductible Health Plan (HSA-Compatible)
  • Aetna HealthFund ® Health Savings Account (HSA)

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Aetna Health Plans For Seniors

Aetna plans work in conjunction with, or replace, Medicare. Many individuals find that they wish to supplement Medicare's coverage, and Aetna offers a suite of products designed with that specific goal in mind:

  • Aetna Individual Medicare Supplement PlanSM Insurance Policies
  • Aetna Golden Medicare Plan ® (HMO)
  • Aetna Golden Choice™ Plan (PPO)
  • Aetna Medicare Rx Plan

Aetna Small Group Solutions

Aetna Small Group Plans offer employers many of the same options Aetna offers individuals:

  • HMO and PPO Plans
  • Value Network HMOs
  • Elect Choice “EPO” Plans
  • “Managed Choice” Plans
  • HSA-Compatible Plans

Read about Aetna dental plans >>

Aetna Company Ratings

Aetna Ratings vary by subsidiary. Note that each company is financially responsible for its own insurance assets.

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

Aetna Mailing Address

151 Farmington Avenue
Hartford, CT 06156

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.